Today’s review of the day is from Viewpoints member Godisgoodallthetime – “I had a 30 year fixed loan with a reputable company, at a decent rate. My goal was to pay my loan off as a 15 year loan. Every time I checked into refinancing, it would only help if I changed my goal to pay the loan over its entire life (regardless of whether it was 15 or 30 yr). Even my own lender was unable to make the “hassle” of refinancing worth the time and effort.
When I spoke with Jorge Mendez at Quicken, he listened to my goals, and worked to find a way for me to meet them, at a lower overall cost. He found a way for me to obtain a 15 yr loan at over a point less than my existing loan, and even paying it off in 8 years I’ll still save thousands.
I was told the entire process may take a month, but we were closed in less than three weeks. I wish I had made the call earlier!”
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THAW (The Heat and Warmth Fund) is a non-profit organization that brings heat to those whose service is off, received a utility company shut-off notice or has depleted heating fuel. Quicken Loans joined with WWJ Radio to sponsor THAW’s 7th Annual WWJ NewsRadio 950 Winter Survival Radiothon which began Friday, Feb. 5th and ran through Saturday, Feb. 6th. Quicken Loans sponsored an online auction that featured wall graphics from Fathead.com along with trips, tickets and much more.
Since 1986, THAW has provided around $70 million in assistance to more than 124,000 Michigan elderly, unemployed, underemployed and disabled individuals who found themselves in need of emergency energy assistance.
To learn more about THAW or to see what you can do to help, please visit THAW.
Dan Gilbert talks to the Kauffman Foundation about entrepreneurialism, from his first attempt at a pizza business when he was in 6th grade to his latest project called Bizdom U. Bizdom U is an entrepreneurial academy, which allows people who may not ordinarily get a chance at starting a business the opportunity to learn the ins and outs of business in a year to two year school setting. In the end Bizdom U even chooses to fund some of the businesses the students create during their time at Bizdom U. Watch this video to learn more about Dan Gilbert’s take on entrepreneurialism and the story behind Bizdom U.
Today’s review of the day is from Viewpoints member aspring2 – “The refinance process was so easy. I was talked through everything and provided all of the information necessary to make an educated decision about my new home loan. Any questions I had were answered in a timely manner. Everything was handled professionally. I have and will continue to recommend Quicken to anyone looking to refinance.”
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Today’s review of the day is from Viewpoints member Bpalant - “When I first called Chase about refinancing my loan, I was a little skeptical when they recommended talking to Quicken Loans. However, I figured it wouldn’t hurt to give it a try.
My loan specialist, Sandra Hanna, was wonderful. She went through the entire process with me, explained anything I didn’t understand often multiple times, was patient, professional and courteous. We discussed several options surrounding terms, rates, etc and, together, chose the one that was right for me.
In 1.5 hours, I applied to refinance my loan and locked in a terrific rate.
I closed on my loan in approximately two weeks after starting the process. I closed it in the comfort of my own home and it took literally minutes to sign all of the documents.
I am delighted with Quicken Loans. I wouldn’t hesitate to recommend them to all of my friends and family.”
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Today’s review of the day is from Viewpoints member Lglenn11 – “My experience with Quicken Loans was phenomenol. Inititally, I didn’t think they would help me be able to refinance my loan in order to make sense for me to proceed with the process. My advisor called me back after I declined to share different options that Quicken gave to me which enticed me to eventually begin the refinance process. The staff was courteous, helpful and knowledgeable, very eager to help. From the time I began the process til the day I close, was a very short period of time, less than 30 days. I have friends that are going through loan modifications with their current banks and their processes are taking over 3 months!
Kudos to Dawn and her colleagues!”
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Whether you are buying a home or applying for a credit card, interest rates impact our daily lives in many ways. The Quicken Loans Home Loan U Guide to Mortgage Rates provides a detailed explanation of not only mortgage rates, but also how your amortization works, how mortgage payments are calculated, and how much you pay with different interest rates. While most people have numerous types of loans, it’s important to know exactly how your loan and interest payments work – to be on your way to financial success. Guide to Understanding Mortgage Rates
Today’s review of the day is from Viewpoints member ggalexander – “I was very pleased with my experience with Quicken Loans. They contacted me to participate in a program offered by National City Mortgage (my lender at the time). I spoke with Ryan Stupakis and he informed me of what I was being offered. We discussed my personal loan status and the fact that I was currently refinancing thru another lender. He was able to determine that refinancing thru the National City program thru Quicken I could save substantially on closing costs. It took him awhile to convince me because I was ready to close with the other lender. However, at no time was he rude or pushy. He was persistent in making me think about what would be best for me. After the initial call where I decided to refinance thru Quicken Ryan was available every time I called or emailed him.
After my initial contact with Ryan, Charlene Sanders kept the ball rolling with all paper trail. Getting all the forms for me to sign and keeping me on track to what I needed to do.
I have to say that financing my home thru Quicken Loans was the most pleasant experience I have ever had with a mortgage company. The electronic signage of forms is fantastic. Also I could sign in 24/7 and see status on things.
Closing was just as pleasant. The closing agent came to the house and we set in my living room and signed papers, what a deal. All funds transferred and were in account within a few days…”
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Today’s review of the day is from Viewpoints member rleach1211 – “I have had the please of working with Quicken Loans for both my initial home loans and re-financing current home loans. In all cases my experience has been top notch. John Wargo, my Executives Banker has been the best! He will call me when rates change or new products become available that may be of interest to me, and has always helped me to find the best value and solutions for my needs. John has made a process that is in most cases daunting and confusing; simple and effortless. I have had the pleasure to work with John on approximately 5 transactions and consider him and the entire Quicken team, my trusted adviser and partner, helping me to achieve my financial and real estate objectives. I am a very happy customer, and have recommended John and Quicken Loans to all my Friends. Thanks for everything, and I look forward to my next opportunity to work with John and the Quicken Team.”
To see other Quicken Loans reviews check out the Viewpoints review site or to see this review live click here.
Today’s review of the day is from Viewpoints member Godisgoodallthetime – “I had a 30 year fixed loan with a reputable company, at a decent rate. My goal was to pay my loan off as a 15 year loan. Every time I checked into refinancing, it would only help if I changed my goal to pay the loan over its entire life (regardless of whether it was 15 or 30 yr). Even my own lender was unable to make the “hassle” of refinancing worth the time and effort.
